The Sojourner's Journey

What Is a Financial Power of Attorney? A Financial Power of Attorney is a legal document in which you (the principal) appoint another person (your agent or attorney-in-fact) to make financial and property decisions on your behalf. This can include tasks like paying bills, managing bank accounts, filing taxes, buying/selling property, or handling investments. In Pennsylvania, these documents are governed by Chapter 56 of Title 20 of the Pennsylvania Consolidated Statutes. They

Pennsylvania Estate Planning is for everyone! Estate planning isn’t only for the wealthy or elderly—it’s for every adult who wants to protect their loved ones and have their wishes honored. The most common starting point is a will-based estate plan. These core documents cover both death and incapacity. Here are the key pieces: Last Will and Testament: This names your executor, directs how your assets should be distributed, appoints guardians for minor children, and can create

On May 21, 2026, U.S. Citizenship and Immigration Services (USCIS) issued Policy Memorandum PM-602-0199, titled “Adjustment of Status is a Matter of Discretion and Administrative Grace, and an Extraordinary Relief that Permits Applicants to Dispense with the Ordinary Consular Visa Process.” If you’re in the middle of a green card process, this headline may sound alarming. Here’s the clear, straightforward explanation of what it actually means for you. What the Memo Does NOT D

As uncomfortable and uninspiring it is to think about this possibility, we all know it is a real possibility. The common scenario I will review is what I call the classic family - first marriage, children are biological children of husband and wife; four children in the family. The will is structured such that the first to die passes the estate to the surviving spouse. But what happens if one child dies before mom and dad pass away? In the wills we draft, the typical scena

Pennsylvania does not impose many requirements on the writer of the will (testator). Any person who is over 18 years old, and of sound mind, may make a will. 20 Pa.C.S. § 2501. To execute a will, the writer of the will must sign it at the end. Pennsylvania does not require witnesses, nor is there a requirement to sign the will in front of a notary. Written by a person who is at least 18 years old, is of sound mind, and the will is signed at the end. However, there are l

The biggest estate planning mistake is simple: doing nothing. Many people assume estate planning is only for the wealthy. In reality, every adult benefits from basic documents such as: - A will - Financial power of attorney - Healthcare power of attorney Without these documents, the state and the courts make decisions about your finances, healthcare, and property. Estate planning is not just about wealth. It is about protecting your family and ensuring your wishes are respect

Estate planning is not something you do once and forget. Life changes, and your estate plan should change with it. You should review your estate plan after major events such as: - Marriage - Divorce - Birth of a child - Purchasing property - Starting a business - Moving to another state Even without major life changes, reviewing your plan every three to five years is a good practice. Regular updates ensure your documents reflect your current wishes and your family’s needs.

A revocable living trust is a legal tool used in estate planning to manage assets during life and transfer them after death. You create the trust and typically serve as the trustee while you are alive. You maintain full control of the assets in the trust. The trust becomes important if you become incapacitated or after you pass away. At that point, a successor trustee can manage or distribute the assets according to the instructions you created. Many people use revocable trus

A healthcare power of attorney allows someone you trust to make medical decisions for you if you cannot communicate. This person is often called your healthcare agent. Your agent may be responsible for decisions about: - Medical treatment - Surgeries - Medications - End-of-life care This document is often combined with a living will, which explains your wishes regarding life-sustaining treatment. Without these documents, doctors may rely on family members who may disagree ab

A financial power of attorney allows someone you trust to handle financial matters if you become unable to manage them yourself. This document appoints an agent to act on your behalf. Your agent may be able to: - Pay bills - Access bank accounts - Manage property - File taxes - Sign legal documents Without a power of attorney, your family may need to go to court to request a guardianship in order to manage your finances. Guardianship proceedings are expensive and time-consumi

One of the most important reasons parents create a will is to name a guardian for their children. If both parents pass away without a guardian named, a court must decide who raises the children. Family members may disagree about who should take that responsibility. The court will evaluate relatives, living situations, and the child’s best interests before making a decision. While courts try to do what is best, the judge does not know your family the way you do. By naming a g

Many people assume their spouse automatically inherits everything when they die. In Pennsylvania, that is often not true. If you die without a will, the state decides who receives your property. This is called intestate succession. Pennsylvania law follows a strict order of inheritance. If you are married with no children, your spouse inherits everything. But if you are married with children, the rules change dramatically. Your spouse receives the first $30,000 plus half of